| Mortgage & Insurance Planning 0141 563 2820 |
| We’d like to make you a promise – you’ll leave us better off than when you joined us. You'll not be overstretched, nor under-protected. You'lll not be over-confident, nor under false impressions. You will be better prepared to achieve what you need and what you want. | However, we will not promise that every proposal we make to you will be the cheapest on the market, there could be times when a product sold only directly by the lender will be cheaper. And if, on balance, that is best for you, we'll recommend it. |